In Shreveport, LA, a woman and a senior couple sit to discuss nursing home services for The Guest House Skilled Nursing & Rehabilitation.

Understanding Insurance and Medicare Coverage

What is long-term care insurance?

Long-term care insurance (LTC or LTCI) helps cover the cost of long-term care in a skilled nursing facility, beyond a certain predetermined period and is meant to pay for care not covered by other insurance, Medicaid, or Medicare.

What does Medicare usually cover for a skilled nursing facility?

Medicare Part A (Hospital Insurance) provides time-limited coverage for skilled nursing care that is provided in a skilled nursing facility (SNF) when certain conditions are met. Learn more.

All of the following criteria must be met for the skilled care to be Medicare Part A eligible:

You need these skilled services for a medical condition that:

  • was treated during a qualifying 3-day hospital stay, or
  • started while you were getting skilled nursing facility care for a medical condition that was treated during a qualifying 3-day hospital stay.

Daily rate for skilled nursing care include room and board:

  • Three meals per day served in main dining or rehabilitative dining areas
  • Tray service, plus snacks
  • Special diets upon physician order
  • Housekeeping daily
  • Linens for bed and bath
  • Administration of prescribed medications
  • Round-the-clock supervision by licensed nurses and nurse assistants
  • Feeding assistance
  • Regular Weekly Activities
  • Occupational and recreational programs
  • Medication review
  • Social services consultation
  • Rooms that meet federal and state guidelines
  • Planning and referral upon discharge
DAILY RATE DOES NOT INCLUDE:
PHYSICIAN VISITS, DENTIST CARE, MEDICATION, SUNDRIES, MEDICAL SUPPLIES AND MATERIALS, SUPPLIES AND LINENS FOR INCONTINENCE DOCTOR ORDERED THERAPIES INCLUDING PHYSICAL, OCCUPATIONAL, & RESPIRATORY THERAPY, DIAGNOSTIC TESTS, OTHER SPECIALIZED CARE PROCEDURES, ETC.

What might Medicare pay for long term elder/senior care?

Most long-term care isn’t medical care but rather is a range of support services for personal care. Medicare pays for skilled nursing care in a SNF up to 100 days per qualifying spell of illness.

Do you accept private healthcare insurance?

Yes, we accept individual health insurance or private pay.  Please see our admittance staff for more information.

Do you accept Medicaid patients?

Yes, we do. For additional questions, please ask our admitting staff.

Medicare patients talking over tea in a nursing facility in Shreveport, LA

Come See for Yourself

Our top-quality care creates results.  In fact, our discharge to home rate is above the national average.  And our beautiful, comfortable surroundings make guests feel right at home. Come see what makes The Guest House Skilled Nursing & Rehabilitation so special.